Settlements
From processing to the merchant's account
Net settlement, commission deductions, withholding offsets, and reconciliation against clearing files -- from processing to the merchant's bank account.
Settlement operations
The bridge between processing and treasury
Settlement is where acquiring revenue is realized. SUGA manages gross and net settlement models, calculates funding positions, applies commission deductions, withholding offsets, and reconciles against network clearing files -- reducing discrepancies and accelerating funding windows.
Every settlement is traceable, auditable, and configurable per merchant, per scheme, and per frequency.
Capabilities
Funding windows, net settlement, deductions, and reconciliation against network files.
Real-time settlement
Immediate crediting to enabled merchants, independent of batch cycles.
Batch settlement
Batch processing with file generation for banking integration.
Automatic reconciliation
Automatic matching between processed transactions and executed settlements.
Multi-currency
Support for settlements in multiple currencies with configurable conversion.
Reporting
Detailed settlement reports by merchant, period, and payment scheme.
Commission management
Automatic calculation of commissions, withholdings, and deductions per settlement.
Settlement cycles that close on their own
Precision, speed, and traceability in every funding cycle.