PayFac Platform

Smart-Paytech: Next-Gen

Modules designed for payment facilitation. Sub-merchant management, split settlements, and compliance on a single platform.

Reporting & AnalyticsSimplified OnboardingRisk ManagementCentralized ComplianceSub-merchant ManagementSplit Settlements

Sub-merchant Management

Onboarding, records, and configuration of sub-merchants under your master merchant.

  • Digital sub-merchant onboarding
  • Delegated MID assignment
  • Per-sub-merchant configuration

Split Settlements

Automatic fund splitting between facilitator and sub-merchants with configurable rules.

  • Configurable per-transaction split
  • Commission retention
  • Individual sub-merchant settlement

Simplified Onboarding

Optimized sign-up flow for sub-merchants with automatic validation.

  • Simplified digital form
  • Automatic KYC/KYB validation
  • Activation in minutes

Risk Management

Per-sub-merchant risk monitoring and control with configurable alerts and limits.

  • Per-sub-merchant risk scoring
  • Automatic limits and alerts
  • Suspension and reactivation

Centralized Compliance

Centralized regulatory compliance for the entire facilitation operation.

  • Regulatory reporting
  • Centralized auditing
  • Document management

Reporting & Analytics

Full visibility of operations by sub-merchant, volume, and status.

  • Per-sub-merchant dashboard
  • Volume reports
  • Conversion metrics

Want to operate as a payment facilitator?

Let's talk about how SUGA's PayFac platform enables your operation.