Payment Methods
The complexity of pricing, solved
Interchange pass-through, scheme fees, MDR tiers, installment economics, and promotional pricing -- configurable per BIN range, per merchant, per MCC.
Payment method governance
The complexity that differentiates
Managing payment methods in acquiring means mastering interchange tiers, scheme fee pass-through, MDR structures, BIN-level routing rules, installment plan economics, and promotional pricing — all varying by merchant, MCC, and volume tier.
SUGA transforms this operational complexity into configuration: everything is defined through rules, entirely configurable.
Capabilities
Scheme fees, interchange, MDR, installment plans -- all configurable per merchant.
Cost configuration
Service cost, fee, and commission definition per scheme and per merchant.
Installment management
Configurable installment plans with rates, terms, and conditions per payment method.
Acquirer promotions
Promotion engine with eligibility rules, validity periods, and automatic application.
Business rules
Configurable rule engine defining behavior by vertical, volume, or merchant type.
Multi-scheme
Support for multiple payment schemes with independent configuration.
Dynamic pricing
Automatic cost and condition adjustment based on business rules.
Pricing governance that fits how acquiring actually works
Interchange, scheme fees, and merchant pricing under one roof.