Acquiring Platform
Smart Acquiring: Next-Gen
Each module solves a specific domain of the operation. Together, they form the most complete acquiring platform.
Smart Acquiring Core
The intelligent core that orchestrates all acquiring operations.
- Central orchestration engine
- Transaction lifecycle management
- Dynamic behavior configuration
Merchant Management
Digital onboarding, electronic records, and master data governance.
- Digital, API, or file-based onboarding
- Automatic MID assignment
- Centralized master data model
Transaction Management
SmartOperation: intelligent orchestration with complete state mapping.
- Complete transaction state map
- Refunds and cancellations
- End-to-end traceability
Payment Methods
Cost, installment, promotion, and business rule management per payment method.
- Service cost configuration
- Installment and plan management
- Acquirer promotions
Card Present
SmartPOS and comprehensive terminal fleet management.
- Integrated SmartPOS SDK
- Terminal management (MDM)
- Unified in-person operations
Card Not Present
E-commerce, checkout, VPOS, payment links, and marketplace in a single integration.
- Embeddable checkout and developer portal
- Simple and advanced payment links
- Marketplace with split payments
Subscriptions & Recurring
Complete recurring payment management with batch processing.
- Automated recurrence
- Batch processing
- Split for recurring payments
Settlements & Reconciliation
Real-time and batch merchant settlements.
- Real-time settlement
- Batch file settlement
- Automated reconciliation
Fraud Prevention
Intelligent fraud detection with built-in 3D Secure.
- Fraud rule engine
- 3D Secure (3DS)
- Real-time risk scoring
Tax Management
Automated tax compliance integrated into the transaction flow.
- Automatic tax calculation
- Jurisdiction-based tax rules
- Billing integration
Chargeback Management
Comprehensive dispute and chargeback lifecycle management.
- Complete dispute workflow
- Document management
- Resolution tracking
SUGA QL
Proprietary query language for advanced platform data analysis.
- Advanced analytical queries
- Custom reports
- Programmatic data access
Access Control (ACL)
Granular role, permission, and authorization management.
- Configurable roles and permissions
- Entity-based authorizations
- Access auditing
See how every module fits your acquiring operation
Schedule a demo and explore each module with our team.